PAYMENT TERMS: Cash & Check Visa MC Discover. & PayPal with a 5% Buyer Premium. There is a 5% discount for cash & check. INTERNET BIDDERS: PLEASE put your method of payment in the "Notes to Auctioneer" when signing up. If left blank we will leave the 5% on your invoice. NOTE: If you are using AUCTION FLEX/ Hi-Bid to ABSENTEE bid, please remember we do not have your CC on file. We will NOT charge your card after the auction. You will need to make payment arrangements and shipping arrangements. All AUCTION FLEX bids are due within 10 Days after invoicing. Non-Payers will be noted with Auction Flex and bid permission will be declined. *******Shipping: There is a handling fee for each winning bid ( $4.00 for small items- $7.00 for medium items ( plates and bowls) and $10.00 for large items such as punch sets water sets) plus estimated shipping listed below. All shipping done by Fed-Ex. All out of country shipping USPS. ******How do we calculate insurance: First 50.00 is free and included in the shipping price. The charge for insurance is then $1.00 per $100 if you want insurance. If you want insurance waived, you must provide written note so we can file with your invoice(s). We insure all packages. We cannot control how USPS or Fed Ex handles your package. Items will be shipped within 10 BUSINESS days after they are paid for. ( Business days: M-W-F). LARGER ITEMS AND ORDERS MAY TAKE A BIT LONGER. If you have a larger order; your shipping will be calculated when items are ready to ship and a CC will be required. NO EXCEPTIONS. SHIPMENTS TO OVERSEAS AND CANADIAN BUYERS WILL BE SENT FULLY DECLARED UNLESS YOU STATE OTHERWISE. WE WILL NOT BE RESPONSIBLE FOR UNDER-DECLARED VALUES IF DAMAGED IN SHIPPING.